Last night we got the news that the bank had severely undervalued our new house. To the point we would need to get mortgage insurance, another large amount of money to outlay. So far the bank I have previously borrowed with and would like to borrow from again is charging discharge fees, has already once messed up the mortgage documents and now has done this.
Today in between work, really busy day, S.V. has been number crunching and ringing around trying to sort this out.
Outcomes so far are - suck it up, meaning scrapping by just- borrowing alot less and not having to pay insurance, finding another lender - in less than one week to settlement, if so trying to extend settlement -the vendor has agreed in principle. This means moving up to a week later.
We are getting another valuation done just for our own peace of mind in the mean time.
Banks are basically bastards
and I no longer own any property - the settlement went off without a hitch
I am also with Lyns - today I felt quite weary of this bearing of my soul and especially as it is not all good. I am also starting to get a cold, well I am trying really hard not too. Work also is stressful for all the wrong reasons and I think all of this other stuff just doesn't help.
I knitted about 7 inches of my cardie
I have lost my sock mojo -and mourning it
the cat has done one round of the house tonight already - out back in front
there is a small bottle of pink champagne in the fridge to drink when S.V. gets home to celebrate selling flat.